Banking for theSouth Coast since 1851.
Checking, savings, home and business lending from a community bank with 26 branches across southeastern Massachusetts and Rhode Island.
Everything you bank on, close to home.
From a first checking account to a business line of credit, with people who know the South Coast behind every decision.
Checking that fits the way you live
Free Checking with no monthly service fees and no minimum balance, plus accounts for seniors, kids and veterans.
Home loans
Mortgages through BayCoast Mortgage, plus home equity loans and lines of credit.
Business banking
Checking, commercial lending and cash management for local companies.
Wealth and insurance
Investment management and trust services from Plimoth Investment Advisors, and coverage for your home, car and business from BayCoast Insurance.
Savings and CDs
Statement savings, money market accounts and certificates of deposit. Your deposits are insured in full by the FDIC and the Depositors Insurance Fund.
175 years on the South Coast.
We opened on December 1, 1851 as The Savings Bank in Tiverton, Rhode Island. A border shift in 1862 made Fall River home for more than a century, and our headquarters moved to Swansea in 2011.
Years serving families and businesses
Full-service branches in Massachusetts and Rhode Island
In total assets at September 30, 2026
Languages we bank in: English, Português and Español
Narragansett Bancorp, Inc. is the holding company for BayCoast Bank.
Quarterly results, SEC filings, governance documents and shareholder services, all in one place.
Rooted in the towns we serve.
Grants for local nonprofits, free financial education for every age, and neighbors who show up. Our directors live here, and so do we.
Stop by, call, or bank from anywhere.
Open an account online in minutes, or sit down with someone at any of our branches from Fall River to Newport.